The Affordable Care Act Is Here. Who Accepts Nevada Health Link Insurance in Reno?
2014 is well underway, and with it are the full effects of healthcare reform throughout the nation and in Nevada. Although we have touched on the Affordable Care Act (ACA) in the past on our blog (New Health Care Laws Changing: What This Means), confusion regarding the recently enforced legislation is still apparent through the minds of patients nationwide.
As a premier healthcare provider in Reno, The Center for Health Internal Medicine Associates strives to eliminate any complications regarding your health and ensure that you receive exceptional, convenient medical care in Downtown Reno. We’ve selected some specific highlights from the ACA and how it affects you and your family’s well-being to ease any lingering confusion regarding our nation’s recent effort to improve nationwide health care.
I already have insurance through my employer. What do I have to do?
First and foremost, the ACA has little to no effect on individuals receiving insurance from their employers, especially if through a private insurance company, such as Cigna or Blue Cross. Although it significantly affects your employer’s provision of health care to his or her employees, the impact on employees is relatively small. If your current health care plan has changed due to the ACA, your employer will have sufficient information to answer any questions you may have.
What if I haven’t signed up for any type of insurance plans in Nevada yet?
One of the most noticeable effects of the ACA is that every person within the United States is now mandated to carry health insurance. If individuals choose not to enroll, penalty rates assessed from household income and the number of persons living in your household are applied.
What benefits am I guaranteed under the Affordable Care Act in Nevada?
To those who do have insurance, you are now guaranteed coverage of what are considered Essential Health Benefits (EHBs). These include emergency transportation, prescription drug coverage, lab services and maternity care among others. Regardless of existing conditions, you are guaranteed essential services under now current insurance plans. These EHBs are for the most part standardized across the country, but do vary between states.
Who accepts insurance plans provided under the Affordable Care Act in Reno?
Health Insurance plans purchased or provided through Medicaid and Nevada Health Link, the Federal and State programs implementing health insurance plans, should be accepted widely across all providers. However, we recommend contacting your provider prior to your visit to ensure your insurance plan is accepted. If you have questions about our downtown Reno doctor’s office or about who accepts Nevada Health Link Insurance in Reno, please contact our office.
As the ACA is already well underway, many of our patients in and surrounding the downtown Reno area may already be aware of these basic implications and more. However, healthcare transparency and efficiency is one of our key staples at the Center for Health Internal Medicine. Please contact us if you have any questions regarding the ACA or who accepts Nevada Health Link Insurance in Reno, or visit the Nevada Division of Insurance for more information on health care reform in Nevada and nationwide.